Top 14 Things That You Can Donate to ReStore

If you’re renovating your house or have excess materials for whatever other reason, you must be aware that dropping them off at a landfill isn’t the best idea. To help the environment and give your used possessions a second life, we suggest you instead donate to Habitat for Humanity ReStore. It’s a great way to declutter your home and help the environment as well. You can donate many things to ReStore, and it’s a very quick and straightforward process. If this sounds interesting to you, we invite you to read the rest of this article as we proceed to explain how to donate to Habitat ReStore, what exactly you can contribute, and which of your unnecessary belongings may be rejected.

How to Donate to Habitat ReStore

Before you decide to donate to ReStore, please ensure whether your donation would be a good fit. We will go more in-depth on that matter in a moment, but there’s also a detailed guideline on our website that you can check whenever. If you aren’t sure whether we will accept your item, you can always contact the Habitat for Humanity of Broward ReStore by filling out the donation form or simply calling us.

There are two ways of donating. You can either drop off your donation by the ReStore itself (during working hours) or order a FREE pick-up – simply use the online scheduling feature on our website. In the latter case, however, your donation must be pre-approved. Fill the donation form, attach photos of the item you wish to donate, and then send them to donate@habitatchicago.org. Once your donation gets pre-approved, the ReStore team will contact you to discuss the time and location of the pick-up.

As you can see, it’s rather simple and easy to donate to Habitat for Humanity ReStore!

Top 14 Best Things to Donate to ReStore

Any item you wish to donate must be of good quality. This means that it must still be in good working condition and free of any stains, chips, or rust marks. Remember: you can donate both used and new possessions. So, what sort of stuff can you donate to ReStore? 

1. Home Appliances

When it comes to home appliances, you can donate basically anything; from refrigerators and microwaves to dishwashers and water heaters – you name it, and you can likely donate it. Of course, you should also keep in mind that all appliances should be in good working condition and have all the necessary parts.

2. Cabinets

If you’re remodeling your house, consider donating your old cabinets to ReStore instead of taking them to a landfill. Please donate complete, functional cabinets only. They should also be free of any scratches, mold, or mildew.

3. Lighting & Light Fixtures

You can donate chandeliers, lamps, wires, switches, fuses, and so much more! Old, unused light fixtures are likely to clutter your house. You can get rid of them in a socially responsible way when you opt to donate to Habitat for Humanity ReStore.

Classic Lamp Shades at Market

4. Tools

Are your drawers cluttered with tools? Donate some of your screws, hammers, bolts, or wrenches to ReStore and free some space! Remember that each donation you make is for a good cause and will make somebody else’s life a little easier.

5. Windows and Doors

Please keep in mind that you can only donate new windows and doors to ReStore. You can, however, donate both interior and exterior doors, as well as insulated glass windows. Unfortunately, we cannot accept old and used doors or windows.

6. Artwork

If you have any artwork that you no longer feel fits nicely on your walls, donating them to ReStore is THE choice to make. Of course, any artwork you donate should be of good visual quality and free of any damage. Damaged paintings also won’t be accepted. 

7. Tables and Chair Sets

Feel free to donate any good-quality tables and chair sets you might have. Keep in mind, however, that they should be clean and free of any scratches or stains. Don’t worry about taking the furniture to ReStore on your own; as previously mentioned when we talked about how to donate to Habitat ReStore; you can always order a free pick-up.

8. Bed Frames

Got any unnecessary bed frames you’re not sure what to do with? Instead of dumping them at a landfill, we recommend you donate them to ReStore. Even if you don’t need them anymore, there indeed are many people who do!

9. Furniture

Habitat for Humanity of Broward ReStore is always willing to accept any furniture, including couches, mattresses, coffee tables, box springs, or complete bedroom sets. Before donating, make sure that the items are not scratched, ripped, stained and that they have been appropriately cleaned from pet hair. 

10. Toilets and Plumbing Accessories

You can donate toilets, sinks, vanity sets, and much more. The only condition is that they are less than five years old and are completely functional. You can only donate items in good visual condition, so no rust marks, chips, or stains.

11. Garden Accessories

Habitat for Humanity of Broward ReStore accepts new bags of soil and seeds, various kinds of stones, as well as working lawn equipment. You can also donate plants, flowers, and trees. It’s up to you what to choose and remember – any profit made from selling your items will be, in turn, donated to people in need.

12. Lumber and Building Materials

You can only donate NEW items from this category. This is to make sure they are still usable and in good condition, and not expired or damaged – when it comes to lumber and building materials, this can, unfortunately, happen quite often. So, what can you donate? ReStore will happily accept any unopened shingles, packaged insulation, or lumber. Keep in mind that any wood you donate must have no nails in it.

13. Flooring & Tile

When it comes to this category, there are various possessions you can donate, from new carpet rolls to ceramic tiles and hardwood flooring. You are very likely to find such items in your house; if they are not stained or otherwise filthy, feel free to donate them to ReStore.

Suitcases and Rugs

14. Office Supplies

Are you running a home office? There may be various items that are of good quality yet completely unnecessary to you anymore. By donating to ReStore, you can also declutter your office at the same time.

What Can You NOT Donate to ReStore?

Even if ReStore accepts many kinds of items, there are some possessions you won’t be able to donate for various reasons. Please remember, however, that this list changes from time to time, which is why we once again recommend you view the detailed guideline on our website. Even if you can’t donate a particular item right now, there is a possibility you’ll be able to do so at some other time.

So, which items can’t you donate right now? These include:

  • Armoires
  • Gym Equipment
  • Baby Furniture … or items
  • Wall Ovens
  • Musical Instruments
  • Window Blinds
  • Kitchenware
  • Jacuzzis
  • Ladders
  • Clothing
  • Books
  • China Cabinets
  • Wallpaper

Everyone can donate to restore – both individuals and companies. We recommend you do this as often as you can, as it also benefits you in different ways:

  • it helps you keep your house and office clean and uncluttered
  • it’s a very eco-friendly solution
  • it’s a form of charity and caring for others

Donating to restore is considerably more socially responsible than just dumping trash at landfills, no questions asked! We at Habitat for Humanity of Broward encourage you to participate in our cause; feel free to check our website and see if you can help out your community through donations or potential volunteering. 

What Can You Buy at a Habitat for Humanity ReStore?

Habitat for Humanity ReStore store is a place similar to a market or shopping center but still quite different. The store is an integral part of the home improvement organization that offers good deals on products and materials that benefits both the community and the environment.

Habitat for Humanity ReStore is a non-profit and donation center in the form of a store that sells new or only-once used materials like furniture, appliances, and building materials for a lesser amount compared to the retail price. The funds generated from these stores are used in the community development and construction of new houses for families in need. The ReStore Habitat for Humanity store has helped in many ways for the betterment of living and the affordability of the products/materials, which can be quite costly for low-income families.

Why Put Trust in the Habitat for Humanity ReStore Store?

The Furniture Store Manager Demonstrates Furniture to the Buyers.

The ultimate goal of every ReStore Habitat for Humanity store is to help the people within the local communities, both the donors and those in need. The collected goods are used to better someone’s living space.

If you have already searched for a “Habitat ReStore store near me,” you have probably noticed that the prices may be a little higher compared to the typical thrift store prices, but they also ensure the quality of the product/material.

The inventory of these stores is updated daily, but sometimes it also depends on the location. A high amount of wooden furniture is relatively standard. Furthermore, even construction-related materials like tiles and hardware tools are also donated with particular attention to quality and functionality.

These stores have racks filled with plates, bottles, and home décor that we would find in most other thrift shops as well. In that respect, a ReStore Habitat for Humanity store is easy and comfortable to browse through while being 100% certain that you can get top-quality items for a more affordable price.  

Having a Habitat ReStore near me is beneficial when it comes to donations and sales and assisting the environment through recycling and reusing. While Habitat for Humanity of Broward ReStore stores may not accept broken items or materials, they can do the recycling for you. For instance, biodegradable items are carried off to special landfills while plastic items get recycled directly.

Due to the global pandemic situation, you might not even have to base your search on a “Habitat ReStore near me” as there is also an option to shop online for necessary items. In that respect, bathroom materials like sinks, cabinets, mirrors, etc., have been some of the most selling products in the past year.

The Purpose of Habitat for Humanity ReStore Store

Habitat for Humanity of Broward has only one mission: to create a world where every human being and every family have a home to live in without having to depend on others too much, with the freedom and ability to build their own comfortable space.

The vision is to allow everyone to have a decent, stable, and safe place to reside in. Similarly, the Habitat for Humanity ReStore helps bring even more happiness to the families who need to equip and furnish their new homes. Presently, about 900 Habitat for Humanity of Broward ReStore stores around the country exist.

How Do You Make Donations?

Donating something to people in need is a gracious act. A simple action like that can make someone else truly happy. After all, giving has always been more fulfilling than receiving.  

In case you want to donate something that you no longer need or use, but it’s in a relatively good condition, you can:

  • Visit the Habitat for Humanity of Broward ReStore web page  
  • Enter your ZIP code in the search box if you’re based in the US or address the Find Your Local Habitat
  • Contact the ReStore that is close to your location with the area where it’s relatively easy to pick up the items

And after a couple of days, we will pick up your items successfully.

The primary process starts after you donate. We take the product back to the ReStore inventory. Then, we sell the item to someone in the community who needs it most and finds your donation valuable. That’s how every ReStore Habitat for Humanity store works.

What Products/Materials Can You Donate to and Find in the Habitat for Humanity ReStore Store?

Handsome American Carpenter With Assistant Working With Wood

  • Home decor
  • Furniture
  • Tools
  • Hardware
  • Tiles
  • Cabinets
  • Bathroom essentials
  • Floorings
  • Paintings
  • Canvas
  • Curtains
  • Windows
  • Doors
  • Shutters
  • Electronic appliances
  • Wirings
  • Light bulbs
  • Tables
  • Chairs
  • Bed Frames
  • Bookshelves
  • and more

Just keep in mind that every single item or material that you wish to donate has to be in good condition, as mentioned before. So, no cracks, broken items, damaged goods, or anything like that.

It might strike you as strange, but the fact of the matter is that Habitat for Humanity of Broward ReStore doesn’t accept mattresses or non-flat screen TVs. However, you could get in touch to inform yourself better about the options you have with these items, including the possibility of recycling. Clothing is also not something that you can donate here. However, low-income families can always benefit from an affordable selection of clothes in thrift stores, so you’re still encouraged to donate these where possible.

Building Materials

Now, you may be a bit uncertain about the concept of building materials that you can donate. You have to make sure that these are not only scraps. In that respect, things such as tiles, fixtures, cabinets, windows, doors, etc., shouldn’t be damaged anywhere and come with all the necessary parts for full functionality. For instance, if you want to donate a cabinet, it should also have the required hardware to go along with it. In case you plan to donate windows, they should come with properly framed glass as well.

You also have the option to donate materials such as bricks, lumber, blocks, and similar. In this case, it would be best to contact your closest Habitat for Humanity ReStore store and check exactly what items and materials you can donate there. Of course, if you so wish, you could also make monetary donations to help your local community.

Being able to give back and make a change in someone’s life is a fantastic deed. This is precisely why we at Habitat for Humanity of Broward urge everyone to participate in our cause. We use the money that we make from selling donated items and materials in Habitat for Humanity ReStore to better the community and the construction and repair work of people’s homes. Don’t hesitate to check our website and inform yourself even more about the opportunities you have when decluttering your own home from the stuff you no longer need, even though they are still in good condition. 

Top 7 Facts About Storm Shutters

You don’t have to wait for bad weather warnings to prepare your home for a natural disaster and invest in hurricane storm panels. This is especially true if you live in Florida, Texas, and North Carolina, the top three states in the US prone to hurricanes. There are still misconceptions about types of hurricane shutters or how readily available they are, but hopefully, Habitat for Humanity hurricane storm panels will change all that.

Let’s dive straight into everything you need to know about storm shutters, aka hurricane shutters.

1. Hurricane Storm Panels Are Effective Protection Against Storms and Strong Winds

Hurricanes are no laughing matter. The US hurricane season is generally considered to fall between June and November, although storms can happen in any month. Hurricanes affect public infrastructure, cause floods, and destroy crops. They also decrease the quality of life, leaving millions without electricity for days on end. On top of all that, having hurricane shutters is known to make a difference between life and death. Hence, we should esteem hurricane shutters for their effective protection against strong winds and storms. They shield the most vulnerable entry points of a home, such as windows and doors.

2. Hurricane Storm Shutters Prevent Glass Breakage

There’s no better way to protect an exposed window and everything behind that window than utilizing the best hurricane shutters available. Windows don’t just break from strong wind or a falling tree. Instead, flying debris breaks the glass and allows the elements to enter and wreak havoc inside a home. That said, hurricane storm panels protect the items in your home and all the occupants inside it.

Pastel Pink Yellow Colorful Shutter Windows Architecture Exterior of House

3. Hurricane Storm Panels Can Save You Money

In 2018 and 2019, hurricanes caused 70 billion dollars in damage. If that’s not staggering, hurricane Harvey alone caused approximately 125 billion dollars in damage.

It’s not hard to do the math if you decide to buy affordable Habitat for Humanity hurricane storm panels available in their ReStore shops compared to the savings you make concerning potential damages.

Another important thing to note is that you could end up paying less in damages if your insurance company covers you because they know you are taking preventative measures by installing different types of hurricane shutters. If you live in an area where storms frequently damage homes, most insurance companies won’t even take a second look at you if you don’t already have hurricane shutters in place. 

4. Hurricane Shutters Can Increase Resale Value

Hurricane shutters can increase the resale value of your home if you ever consider selling it by increasing the curb appeal. Curb appeal refers to the attractive nature of the property and its surroundings visible from the street.

The best hurricane shutters boost your home’s value because of their aesthetic, their practicality, and the general necessity in hurricane-prone areas.

Having said that, you must also be responsible for maintaining your hurricane storm panels. Make sure that they are in proper working order before a storm. And if a storm has ravaged your hurricane shutters, you may need to fix them before you put up your house for sale.

We also recommend that you open and clean your hurricane shutters at least once every six months. Take them down to prevent premature wear and tear. Do not keep them up all year round for safety reasons, as they may be difficult to maneuver in case of a fire emergency.

5. There Are Different Types of Hurricane Shutters

While Habitat for Humanity hurricane shutters are popular and have helped families in the past by providing them with heavily discounted prices, if you have the means to browse hurricane shutters at your leisure, you’ll be happy to know that there are several types you can choose from.

Hurricane Panels at ReStore

The hurricane panels we sell are the most affordable types of panels on the market. Shutters are an investment that will keep you safe for years to come. We sell recycled aluminum and steel shutters at a discounted rate to serve low-income families. Safety is inclusive at ReStore, prepare for the next storm and invest in your safety. Contact us with any questions you may have. 

Accordion Style Hurricane Shutters

Suitably named for their resemblance to an accordion, these hurricane shutters are helpful in curved or exterior construction areas. They have a bottom and top track where the wheels slide along to open, close, and lock the shutters in place. They can offer added protection from looting after a storm as well as security at night. 

Colonial and Bahamas Storm Shutters

These shutters have a charming appeal to them. Some homeowners add Colonial shutters even if they live in non-hurricane areas to boost the charm of their home. Colonial shutters can be easily installed in homes that are still under construction or existing homes. They come in many different colors and sizes, and they’re also suitable for controlling the amount of light that enters inside. You will notice that colonial shutters are installed on both sides of a window while Bahamas-style shutters push out from the windows. They often need extra fortification before a storm to prevent water leaks. 

Rolling Style Shutters

It’s not uncommon to spot rolling-style shutters on commercial buildings and offices, but they are also available for home installation. Rolling shutters employ an automatic or manual system. Some rolling shutters are insulated. They are made from two sheets of steel with foam between them. Rolling style shutters provide strong damage prevention because of their heavy metal coating, and some people consider them the best hurricane shutters available.

6. Hurricane Shutters Are Energy Efficient

Beautiful Street Lamp Against a Yellow Wall With Green Shutters on the Windows in the Mediterranean Style

An often overlooked feature of hurricane shutters is their energy efficiency considering that they can keep out excessive UV rays. If you live in a very sunny area, you understand what it means to look for a shady place during a very hot day. Your home may have many windows, which means that the sun can easily penetrate your home interior. As such, these shutters provide shade and can significantly cool your home down, decreasing your need to crank up the AC. And who doesn’t want to keep their monthly utility bill down?

7. Hurricane Shutters Give Privacy and Security

Hurricane shutters also provide an added layer of privacy, especially in homes with many windows. Privacy and security are also critical in the aftermath of a storm. There is sadly an increase in home invasion and looting after a storm with people left in a vulnerable state. Hurricane shutters can provide a temporary yet much-needed form of security while you are still trying to piece your life back together.

Habitat for Humanity of Broward is always looking for ways to give back and help the people in need across the globe. In the event of Hurricane Dorian, we provided around 300 families with rather affordable hurricane shutters and then channeled the sale revenue into further improvement of the communities. You may consider hurricane shutters an investment, but they are more than a monetary investment. 

Hurricane shutters are an investment into your future and security that will keep you prepared and protected during the next hurricane or storm. And the shutters will last for years. We at Habitat for Humanity of Broward encourage you to join our cause; feel free to check our website and see whether there’s a way for you to give back to the community, be that through volunteering or donations. 

Is It Hard to Get a Habitat for Humanity Home?

Having your own home is a key to happiness with added comfort and security. The Habitat for Humanity Homeownership Program provides homes on a low mortgage, allowing you to construct a new house for yourself alongside professional builders. And the best part is that you are going to have full ownership of the said house. After the mortgage is paid in full, we use this amount to build more homes for other families in need.

The average monthly payment is around $1250 to $1350, depending on the location, insurance, and house style. This also includes the taxes with the payments made.

Why a Habitat for Humanity Home?

A home is the basic necessity of every family. But things can get rather tricky in that regard when it comes to low-income families in dire need of affordable homeownership. These families also have to make ends meet regarding utilities and basic insurance. Habitat For Humanity’s Homeownership program provides stable houses to these families within the South Florida housing market – the most cost burdened market in the nation.

It is challenging for low income families to qualify for a fair home loan or find a quality rental they can afford. Sometimes, the option is simply not available so families can end up in  small and overcrowded spaces. At Habitat for Humanity Broward we aim to give these families a chance to claim home ownership they are proud of.

Are These Homes Safe, Decent, and Stable?

Couple Carrying Boxes Into New Home on Moving Day

Habitat for Humanity of Broward is genuinely committed to creating safe spaces for families which they can call home. These homes provide your children with because of their neighborhood-focused locations. The family’s pride and confidence can grow while they are presented with more opportunities within the fields of education and employment.

Many of the homes rented by families Habitat Broward serves are not only overcrowded, but the members often have to face conditions like leaking roofs, broken windows, rodents and insects, and even problems with electrical wirings. On the other hand, a Habitat for Humanity home has secure property rights and additional benefits for women and the entire community.

The houses are constructed by incorporating the sweat equity of the future homeowners. They work for hundreds of hours to build their new home. 

How to Get a Habitat for Humanity Home?

How fast one can get their Habitat for Humanity home varies from one case to another. Once the application is submitted, it takes 30 months for review. Once processed and approved, it takes about 12-18 months to finish the process of construction.

Sweat equity is the time you give to help us make our program possible. We record all your work including maintenance, repairs, and labor on other properties. The time you put in translates into equity to help you secure homeownership in our program. We recognize your hard work and with the Habitat for Humanity Homeownership program, you truly earn your home. 

You can join our sweat equity program after the selection process. Beginning your contribution early can build trust and relationships within our community.

Do You Have to Belong to a Particular Group to Get the House?

The answer to this question is a straight NO. Habitat for Humanity of Broward has always been a part of Christian ministry. But the homeownership rights don’t depend on caste, creed, gender, race, marital status, or any other legally protected status. The important point about how to get a Habitat for Humanity home is that you have to be a citizen or legal permanent resident of the US and you must live or work in Broward.

Do You Receive Complete Ownership of the House?

Yes, you will get complete ownership of your place once you pay off the entire loan amount and the home mortgage.

After the mortgage is paid off, you are the rightful owner of the house. That said, you can choose to live with your family in that house, sell it, or even rent it to other families. There are absolutely no limits to what you can do with your new home once you’re its rightful owner, just like with any other house. 

Happy Couple Moving in a New House.

Is It Hard to Get a Habitat for Humanity Home?

The selection process may sound a little too strict, but it ensures that the rightful family gets their place to stay. Even after the finished selection process and approval, they have to work for it. But other than that, the answer is NO. It is not hard to get a Habitat for Humanity home, considering that the eligibility criteria are pretty straightforward to understand while filling out the application on the website is rather simple.

You’ll be required to complete a 3-page form that’s readily available on the Habitat for Humanity of Broward Homeownership Program web page. Once completed and submitted, you can expect an email notifying you whether you’re eligible for the program or not. If you qualify, you’ll be able to proceed to the next step by setting up your Homeownership Portal account and providing the necessary documentation there. Once you send all the required documentation, this is where the real application process starts, and you’ll have to exercise patience before everything’s ready for the build. 

The condition to pay attention to when it comes to the matter of how to get a Habitat for Humanity home is that the eligible family should work hard to pay off their mortgage and participate in the sweat equity of the new-coming families. You can build a partnership with the new family and their members. Before it’s possible to move into the new house, the new owner should perform the compulsory sweat equity of 300 hours. This helps people in your local community and benefits everyone, especially the families who are already struggling and desperately need some happiness in their life.  

At Habitat for Humanity of Broward we find joy in bringing people together through God’s love to build homes and communities. We aim to give families hope and empower each other through support, hard work, and education. Join us in our mission to break the cycle of renting and help families find affordable, decent housing.

Benefits of Buying Things Second Hand

More and more people are turning towards thrift stores and second hand shops when looking to buy something they need. This is great news, but regardless of whether you’ve been a regular enthusiast when it comes to preloved items or still have to discover the charms of buying second hand, you might not be aware of all the amazing benefits that thrifting entails.

You Get to Save Money

Well, this one is rather obvious, isn’t it? Items sold at second hand stores are usually more affordable, which automatically means that you get to save money when you buy second hand. However, did you know that you also get more for your money? And we’re not just talking about quantity here. For instance, it’s not uncommon for items sold at second hand stores to be made of top-quality materials or feature manufacturing methods that haven’t been used for years due to the need to provide fast service to customers nowadays. That said, you may as well find a solid wood bed frame or coffee table for less money when shopping second hand than what you’d pay for a cheaply made and possibly rather flimsy piece.

Buying Second Hand Helps the Environment

You might not even consider what difference you can actually make in terms of our environment when looking into second hand items for sale. Essentially, making a piece of furniture or anything else that you might need requires resources on several different levels. It’s not just about the materials used in the production, but there’s also the matter of transport and packaging. With new items manufactured every day, our landfills are continuously growing, thus negatively affecting the environment. By simply purchasing your items at second hand stores, you get to reduce all that waste that damages our planet.   

Experience the Excitement of Treasure Hunting

While you may prefer to visit second hand stores only when you specifically need something, that’s not to say you won’t find an amazing deal you haven’t hoped for. In that sense, shopping second hand provides a great level of excitement similar to that of a true treasure hunt. While this is not a place where you may find the latest trends, it’s definitely a hot-spot for rare and unique pieces that can speak to you on a more personal level.

Vintage Second Hand Hat and Clothes Rail Showing Colourful Vintage Clothes on Coat Hangers.

Do Your Part to Support Local Businesses

It’s always amazing to help the local business in your community thrive and grow. After all, when you invest in products/services from a local business, you are literally investing in the betterment of your own lifestyle within that community. What’s more, one of the many great things about smaller local businesses and second hand stores is the fact that they often carry more unique items, perfect for adding more personality. When you decide to buy things second hand, not only do you get to save your own money, but you also support your local community by helping local businesses and possibly even local charities.

Make a Difference in the World

If you prefer mass-produced products, that is perfectly fine. If you, however, choose to shop at second hand stores, you can find highly personal and one-of-a-kind pieces. But buying second hand doesn’t only mean you’ll get to show off your frugal nature and unique taste; it’s also a great opportunity to make a difference in the world, refusing to conform to the standards of the modern consumerist market. Even though you may not feel like you’re making that big of a difference as an individual who buys preloved items, you most certainly are!

To further support your community, keep showing your appreciation for preloved items, and don’t hesitate to go a step further if possible. By contacting us at Habitat for Humanity of Broward ReStore, you can donate items you don’t use anymore. We also provide plenty of volunteer options that you can check out on our website if you’re interested in helping your community even more.

Which Are the Main Eligibility Criteria for Homeownership?

There’s no feeling quite like being a homeowner. Not only is there certain security but we also get to exercise our creativity when it comes to organizing and decorating this home however we like. Such freedom is truly amazing. Still, becoming a homeowner is far from simple, especially when finances are concerned. This is precisely why Habitat for Humanity of Broward offers a Homeownership Opportunity Program which can help the families and individuals finally settle at their own place at incredibly affordable prices. Interested in this deal? Then let’s discuss the eligibility criteria in more detail.

The Simple Overview of Eligible Homebuyers

We at Habitat for Humanity of Broward hold great pride in the work we do. Since 1976, we have gone far and above in order to make sure that 35 million+ families and individuals alike gain comfort, stability, and security with a place to call their own. What’s more, we work together with our volunteers to build top-notch homes and make communities a better place. This is precisely why we deem the personal investment into our project highly valuable.

Among other things, our eligibility criteria for the Homeownership Opportunity Program includes the following:

There’s an Obvious Need for Better Housing

People who would want to become a part of our Homeownership Opportunity Program generally have to deal with inadequate housing at the moment, be it in terms of poor built, low health and comfort, and/or potential damages. Furthermore, the current living situation that doesn’t support a proper lifestyle of people with disabilities or mortgage/rent that’s simply out of people’s budget also makes families/individuals welcome to apply.

Frustrated Girl Calling Insurance About Water Leaks Sitting On a Couch in the Living Room at Home

Join Strengths with Habitat for Humanity of Broward

It’s very important for us that our potential homebuyers become involved in what we do and stand for. This includes volunteer work when it comes to building their own homes as well as homes for other people in a similar situation. It’s not uncommon for our homebuyers to attend classes that educate them more on various topics about being a homeowner, such as home maintenance, financing, etc.as a part of our sweat equity.

The Ability to Pay an Affordable Mortgage

Keep in mind that we’re not giving out homes for free. In that respect, a crucial factor in eligibility criteria for owning one of our homes means being able to pay an affordable mortgage. And when we say affordable, we truly mean it. This money is used to further help other people within the community.

Habitat for Humanity Income Guidelines

We are very technical about our application selection criteria. It doesn’t matter whether our potential homebuyers have families and children or live alone. One doesn’t have to be a US citizen, but they are required to possess legal residency status when applying for our Homeownership Program. The most important thing, however, is to meet Habitat for Humanity income guidelines.

  • When it comes to applicant selection criteria, we first have to look at a potential homebuyer’s annual gross income. We have our own guidelines that can be viewed on our website. Keep in mind that this particular income guideline depends on the number of family members. In that respect, an individual looking for cheap housing within our program should maintain a minimal annual gross income of $36,949 and $54,950 max. On the other hand, if we’re talking about a family of 4 people, the annual gross income should fall between $36,949 and $78,500.
  • In the case of the credit score, we generally prefer it to be 620 or higher. However, no one should let this discourage them as we also offer some options for potential homebuyers with no/invisible credit.
  • Further on the Habitat for Humanity income guidelines is the requirement to possess at least $6,300 in the savings account.
  • If the potential homebuyer has to pay a certain amount of money for their debt every month, it’s essential that this amount is no more than 13% of their monthly gross income. In the case of student loans, they count as 0.5% a month, e.g. total student loan of, let’s say $30,000 would make for $150 of monthly debt.
  • It’s very important that there are no outstanding judgements or liens.
  • Length of employment also matters; namely, one has to be at the current job for at least one whole consecutive year or two years if they’re self-employed.
  • When bankruptcy is concerned, potential homebuyers can only apply for the Homeownership Program in case it’s been two years since the bankruptcy occurred and have a re-established 24-month credit.
  • It’s required for at least three years to have passed since the last foreclosure or short sale.
  • Finally, outstanding collections have to be lower than $1,000. In the case of medical collections, the amount should be lower than $3,000.  

How to Apply for the Homeownership Program?

Mortgage Loan Agreement Application With House Shaped Keyring

If it’s absolutely certain that potential homebuyers meet the applicant selection criteria for Habitat for Humanity of Broward’s Homeownership Opportunity Program, all that’s left is to apply. In general, the entire process is rather simple. However, it’s crucial that all the necessary documentation is readily available for submission.

The first thing to do is to fill out the 3-page form. This form can be found on the Habitat for Humanity of Broward Homeownership Program web page. After completing and submitting the form, potential homebuyers should wait for a short while, just until they get an email notification that truly confirms their eligibility. If all proceeds smoothly, they’ll be referred to Homeownership Portal where they can create their own account.

It’s here where the majority of application process work will have to be done as potential homebuyers will have to submit the required documentation.

  • ID with a picture of every household member over 18 in color.
  • Tax information for the last two years for people who are self-employed or verification of employment from the workplace that includes info such as weekly hours, wage, and hiring date.
  • Past 4-month income verification for every household member over 18. Unemployed members can fill out the verification form for zero income. Provide documentation in case any member receives assistance (MFIP, SSI, SSDI, RSDI, and Disability). If there are any other types of income such as child support or alimony, for example, provide the notarized letter or the payment history for the last 6 months.
  • Fill out the rest of the information and release forms that Habitat for Humanity of Broward has provided in regards to the Homeownership Program.

Habitat for Humanity of Broward works constantly in order to bring peace, unity, and security to people across the globe. We have already assisted more than 30 million people by operating in more than 70 different countries in the world. Aside from building homes to provide affordable housing for people in need, Habitat for Humanity of Broward also deals with renovations and repairs of the existing housing, helps the areas and communities affected by natural disasters, supports fair housing policies, accepts housing material donations and resells them, and more. In case you want to join us on our mission to bring betterment where needed or apply for our Homeownership Program, don’t hesitate to check out our website and reach out to us.

5 Reasons To Donate to Thrift Stores

Thrift stores present a rather important part of every community. They allow people to give back to their community as well as provide others with a considerably more budget-friendly shopping opportunity. In that respect, the best thrift stores to donate to are your local ones, but you can always expand your generosity and desire to make a difference. If you’re still wondering whether donating the stuff you no longer use is the right move or not, consider the following reasons to donate to charities and thrift stores.

1. You Get To Declutter Your Own Home

Every spring cleaning may be a challenge but it also provides an incredible sense of freedom. However, once you’re done with sorting out your home, you’re bound to be left with a bunch of things that simply don’t play any role in your current arrangement. Not to mention the things that you have potentially moved to the garage/basement and have been collecting dust for months or even years. Now, keep in mind that you can even donate second hand furniture to thrift stores if the pieces are in good condition. So why deal with the mess and lack of space in your own home, when you can let someone else make the most out of it and declutter your personal environment at the same time?

habitat for humanity veteran build volunteers

2. Give Your Stuff a (Second) Chance To Shine

Just because you might not need something doesn’t mean no one else would want it either. This is especially true for items that are perfectly fine and functional. It’s true that we live in a consumerist society, and as such, it’s rather common to constantly grow your list of possessions. As a consequence, you also grow a list of things that you simply don’t need anymore. And if it’s not broken there’s no reason to dump it either. By donating to thrift stores, you can let someone else breathe new life into these items.

3. Find a Great Deal for Yourself

As mentioned, thrift stores are a great way to support your community. And you, too, are part of that community. In that respect, every time you go to the thrift store to donate something, you also have the chance to find an incredible deal for yourself. It’s a win-win situation.

4. Help People In Need

It’s true that thrift stores sell their goods at very low prices. But even these low prices may not be low enough for some people. You might not be aware of this, but the items that don’t get sold within the thrift stores are often further donated to people in need, such as the homeless, shelters, etc. 

Habitat for Humanity Home

5. Support An Important Cause

Almost all thrift stores run their business around a specific cause. Essentially, this means that a portion or all of the proceeds made from sales will be used to support that cause, be it as a help for shelters and churches, the homeless, families in a difficult situation, and so on. When you thrift store donate, you’re also taking part in supporting a very important cause which is meant to improve other people’s lives in one way or another.

If you’re interested in making a difference by donating the items you don’t use, feel free to start by getting in touch with us at Habitat for Humanity of Broward. You can also explore the volunteer options we have on our website and get involved in the process of helping your community. 

 

Meta Description:

There are many reasons to donate to thrift stores and help your community thrive. Donating the things you don’t need is a small effort that can mean a lot.

6 Things to do with your Tax Refund

Saving money is kind of like eating a healthy diet. You know you should do more of it, but it’s hard to resist making spur-of-the-moment choices that make you happier immediately but worse off later. A tax refund marks a great chance to get into a better financial position for the future.

6 ways to save with your Tax Refund

  1. Create an emergency fund

Many homeowners don’t have enough in savings in case of a sudden financial need. A lack of savings leaves you vulnerable to a job loss, medical emergency or major repair and can force you to carry high credit card balances for an extended period of time. Using your refund to start an emergency fund could leave you breathing easier should one of those events arise.

  1. Pay off debt

If you are carrying a credit card balance, consider using your tax refund to pay that off. Going this route allows you to save more money every month once those minimum payments vanish from your list of bills.

  1. Save for retirement

What better way to sock money away for retirement than by using funds that aren’t a part of your paycheck anyway? You’ll probably be grateful that you had the foresight to save for retirement rather than spend it on something you’d have long since forgotten about.

  1. Seed the college fund

If you have children or grandchildren, you’d be doing them a huge favor by saving your refund in a college fund for their benefit. You would then be able to help them afford a higher education in an era where rising costs leave many saddled with massive debt along with their diploma

  1. Make home improvements

If you live in an older home, spending some of that refund around the house can lower your energy bills. Replacing old windows can improve the efficiency of your air conditioning and replacing old appliances can help you use less energy too.

  1. Buy life insurance

Life insurance can be easy to overlook, but for those who are married with families, a term life policy can provide protection for loved ones at a relatively low cost. For the cost of a few hundred dollars, your tax refund can allow your family to maintain its standard of living if the unthinkable happens.

How Do You Qualify for Habitat for Humanity of Broward’s Homeownership Program?

If you’ve ever played The Sims, you know just how exciting it is to have your own home to organize and decorate. Now imagine having that option in real life. Becoming a homeowner is an amazing accomplishment that provides security and indescribable satisfaction. That all sounds fine and dandy, but what about the financial investment necessary for purchasing a house, right? If buying a house were that easy, everyone would be a homeowner. That is an undeniable truth, but thanks to the Habitat for Humanity application for the Homeownership Program, you might become one sooner than later.

What’s a Habitat for Humanity of Broward House Like?

When you apply for Habitat for Humanity house, you can expect it to meet all of the requirements of contemporary and comfortable living. Just because this is a program that is targeted towards helping lower-income families doesn’t mean that the home quality is poor; quite the contrary!

That said, Habitat for Humanity of Broward gathers skilled and experienced contractors and volunteers that take care of the essentials, from landscaping and painting to plumbing and electricity. We leave no stone unturned when it comes to building a high-quality house that perfectly meets the community’s standards and specifications. Furthermore, every building site has an appointed professional construction supervisor and Crew Leaders to oversee the whole process. They ensure that every part of the building goes smoothly.

Every Habitat for Humanity of Broward house goes through detailed inspection before it gets approved. As mentioned, these homes are built with the highest quality in mind and, therefore, they are meant to last and maintain great market value. This is why energy-efficiency is a very important aspect, among other things.

You’re probably wondering how to apply for a Habitat house already, but it’s crucial that you understand that these homes are not given out for free. You get to buy a house but with a very low-interest mortgage; the monthly payments are set at 30% of your household income. Furthermore, you have to qualify for the Homeownership Program so let’s continue with the required criteria in a bit more detail.

Young Couple Becoming Homeowners, Embraces and Hugs Each Other.

What Are the Necessary Program Qualifications?

Essentially, Habitat for Humanity of Broward has a goal to help low-to-moderate income families settle in their own home. If they qualify for the Homeownership Program, they can then buy a house in the Twin Cities. What’s more, the entire journey will let them learn more about the actual responsibilities of being a homeowner as well as mortgage management and home buying options that the Habitat for Humanity application entails.

Are You Eligible to Apply for Habitat Homes?

There are some general criteria that can help one determine whether they qualify for the Habitat for Humanity of Broward’s Homeownership Program in the first place:

  • It’s necessary to have lived in the Twin Cities seven-county area for minimally one whole consecutive year. These include Anoka, Carver, Dakota, Hennepin, Ramsey, Scott, and Washington.
  • Except for the US veterans and military members, one can’t have owned a home (unless it was a manufactured home) for the past three years.

In case you pass the general criteria of eligibility for the Habitat for Humanity application, it’s time to assess the necessary financial criteria:

  • Annual gross income plays a major role and it’s subjected to Habitat for Humanity of Broward’s guidelines depending on the number of family members. For instance, a 1-person household should maintain an annual gross income between $36,949 minimum and $54,950 maximum. A 4-person household, on the other hand, should be in the range between $36,949 and $78,500. It’s simple enough to check detailed information about this matter on the Habitat for Humanity of Broward’s Homeownership Program web page.
  • The credit score is preferred to be 620 and up, but there are some options for people with no or invisible credit.
  • At least $6,300 in savings.
  • It’s crucial that the amount of monthly debt one has to pay is not more than 13% of their gross income per month. When student loans are concerned, they’re counted as 0.5% in deferment or forbearance per month. This means that a student loan total of e.g. $20,000 amounts to $100 of monthly debt.
  • There should be no outstanding liens or judgement.
  • In order to apply for Habitat for Humanity home, one has to be employed at the current job for at least one year or two years in case of self-employment.
  • In case of bankruptcy, one is eligible to apply for Habitat homes only if two years minimum have passed since the bankruptcy and with 24 months of re-established credit in place.
  • At least three years need to have passed since any type of short sale or foreclosure.
  • The amount in outstanding collections has to be lower than $1,000, or $3,000 for medical collections.

It’s not necessary to be a US citizen in order to apply for Habitat for Humanity of Broward’s Homeownership Program; however, legal residency status is required together with meeting the first general criteria referring to living in one of the Twin Cities seven counties for at least one year consecutively.

Furthermore, marital status doesn’t affect one’s eligibility to apply for Habitat homes, and neither does the matter of having children or not.

How to Apply for a Habitat House?

Real Estate Agent Handing a Pen to the Client to Sign the House Purchase Contract

If you find that you meet all of the above requirements, all that’s left to do is work out how to apply for a Habitat house. That said, the application process is rather simple, provided you have all the necessary documentation ready to submit.

Start by filling out the 3-page form available at the Habitat for Humanity of Broward Homeownership Program web page. Once you complete and submit it, you’ll soon get an email notifying you whether or not you’re eligible for the Program. If you are, you’ll be asked to set up your Homeownership Portal account.

This is where the real application process starts as you’ll have to provide all the necessary documentation. These include:

  • A colored copy of picture ID for every household member that’s 18+ years old.
  • Two years’ worth of tax information for the self-employed or employment verification form that states the hire date, wage, and hours worked weekly.
  • Verification of income for the last four months for every household member that’s 18+. Those unemployed should fill out the zero-income verification form. In case that any household member receives assistance (MFIP, SSI, SSDI, RSDI, and Disability), this also has to be documented. All other forms of income (child support, alimony, etc.) require the most recent 6-month history of payments and a notarized letter for this particular type of income verification.
  • Release and information forms provided in regards to the Habitat for Humanity of Broward Homeownership Program.

Habitat for Humanity of Broward connects people around the globe in order to bring safer and more secure homes to different communities. We’re happy to say that we successfully operate in more than 70 countries in the world, building homes and improving people’s lives. Actually, since 1976 when we officially began our work, Habitat for Humanity of Broward has managed to assist almost 30 million people when it comes to the betterment of their living conditions. If you’re interested in applying for our homes or wish to join our cause, feel free to visit our website and get in touch.

How to Get Involved with Habitat for Humanity

As a non-profit organization that has a mission to minimize homelessness and build homes for families in need, Habitat for Humanity has already secured more than four million people and built more than 800,000 homes on a global scale. All the good work that Habitat for Humanity does is made possible thanks to the enthusiasm and selflessness of the volunteers. If you’re interested to learn how to get involved with Habitat for Humanity as well, keep on reading.

Main Ways to Get Involved as a Volunteer

Help Your Local Community

If you want to lend a helping hand and learn how to get involved in the local community as a volunteer, all you have to do is reach out to your local Habitat for Humanity chapter. You can phone, email, or get in touch via the Habitat website where other volunteers will guide you and explain the process. The application form on the site is already self-explanatory, but you’ll essentially be able to choose the most appropriate volunteer areas based on your skills and preferences, as well as the most suitable dates when you can volunteer.

It’s also possible to join a Youth Program if you’re between the ages of 12 and 18. The Program will connect the volunteers with their peers for projects related to the home building process.

If you have a strong desire to help the veterans in your community, you can also join the Veterans Build. This particular program focuses on building and repairing homes for veterans and their families who need it the most. And you don’t have to be a veteran yourself in order to join.

In case you’re unable to join the volunteers to build homes, you can still get involved and help your local community by making monetary donations or donating building materials.

habitat for humanity veteran build volunteers

Volunteer as a Part of a Group

Companies that are interested in engaging with and giving back to their communities can contact their local Habitat for Humanity chapter and discuss opportunities to help. Essentially, the whole business with their employees can join their forces outside work as well in order to help families regain a roof over their heads.

Habitat for Humanity originally started as a Christian organization. This is precisely why they welcome local faith groups to join them on their quest to help others. All religious organizations can get involved with the volunteer work, be it the home building, serving food, or simply collecting donations for the cause.

Ladies can also join the Women Build program which allows them to build homes for other women and children in the community. This is a great opportunity for ladies to learn more about construction work, expand their skill set, and take another step towards women empowerment.

Students can join the Habitat chapter that’s connected to their campus so that they can volunteer during the school break. If your school doesn’t have a campus chapter for Humanity, you can check to see whether you can start one or join the Youth United program.

Help Families Across the Globe

Habitat for Humanity has its chapters and branches all around the world, which allows willing volunteers to help people in need of housing internationally. You can choose to join the Global Village where you’ll have the chance to travel to more than 40 countries where Habitat operates and build homes there. The trips usually last between a week and a month. It’s also possible to volunteer long-term at one of Habitat’s locations in the US or internationally.

College students can start a Collegiate Challenge where they’ll be sent to some of Habitat’s US locations during semester breaks and take part in building homes there.

RV Care-a-Vanners program allows anyone with a functional RV to go on trips around the US and help the poverty-stricken communities. It’s also possible to donate a working RV.

Willing volunteers can also join the Disaster Corps. They’re scheduled to travel to locations that have been hit by a natural disaster and need help with rebuilding their homes and entire communities.

There are no pre-requirements to become a Habitat for Humanity volunteer. Even if you have absolutely no knowledge of construction work, you’re welcome to get involved, and the organization will find a way to utilize your skills or teach you new ones.